With statistics suggesting that almost 180,000 will miss out on University places this year and the current trend of 25% unemployment for graduates, for many the opportunity of taking an early gap year to broaden their horizons is a real possibility.
As many gap year students will have to undertake some sort of work while they are away to help fund their year out, it is worth looking at insurance options prior to travelling.
As part of these trips, many people will undertake work such as building, ecological conservation and farm work which present particular risks that may not be covered by a standard insurance policy due to their physical nature and the presence of machinery.
Accidents while working in environments such as these could leave the volunteer without cover, and therefore require them to pay for costly medical treatment.
Insurance help is on hand from Specialist Travel Insurer PJ Hayman:
“With many young people facing an uncertain future, volunteering or working abroad is a really worthwhile option to pursue. Not only do they offer unique learning experiences and an opportunity to see more of the world but can also provide invaluable skills which can really add something to a C.V. However, the length of travelling time and the nature of the work that gap year travellers are likely to undertake means that they often require a level of cover above and beyond that of the average tourist. To ensure that a trip is exciting but as hassle free as possible, it is vital that they purchase specialist travel insurance.
A policy such as our Longstay & Backpacker insurance covers a wide range of activities, allows policy holders to work abroad, is for trips up to 18 months and has the added security of a 24-hour medical emergency helpline. All features which will serve to protect the policy holder as well as reassuring their family members at home.”
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