UK Insurance News

travel insurance specialist

The latest research from travel specialists P J Hayman suggests that over one in four of UK travellers failed to purchase travel insurance for their last holiday.

In a survey of 1,300 people 28% admitted to not purchasing travel insurance for their last holiday, with 35% of males, 43% of under 20s and 27% of Londoners being the biggest offenders.

Of those that do purchase an insurance policy when travelling, 20% said that their choice was made on price alone, although 40% admit to not reading the document, but simply glance at it and assume all is in order.

There is also plenty of confusion over obtaining insurance with pre-existing medical conditions, with 13% believing that they are unable to travel with high blood pressure, 21% believing the same about epilepsy and 6% thinking that is not possible to travel abroad with diabetes.

In fact, you are able to travel abroad with all of the above. Yet fear of not being able to obtain cover would prompt 11% of Brits to lie about having a non-life threatening condition in order to be able to travel abroad. Those in Scotland would be most likely to bend the truth, with 15% saying they would avoid purchasing travel insurance altogether.

Peter Hayman director of P J Hayman says;

“Travellers must ensure their policy cover is comprehensive to avoid having to pay extra costs in the unlikely event that anything should go wrong abroad. There are common misconceptions surrounding what conditions you can and cannot travel abroad with. Contrary to popular belief, the majority of people with pre-existing medical conditions can obtain travel insurance cover for their holidays abroad and we have developed a range of specialist policies to ensure they can travel with full cover.”

With the rise in popularity of skiing holdays for instance the correct level of insurance cannot be understated.